Moonlighting Liability
The Moonlighting Liability Insurance Program protects individual peace officers who perform extra duty jobs. In addition to protecting the officer, coverage is extended to the non-governmental entity that has contracted the officer’s services. By offering protection to the extra duty employer you have a distinct marketing advantage over other programs, which may not extend coverage to the hiring entity.
Who
Needs this Coverage?
Any peace officer who provides law enforcement services for non-governmental entities. Coverage is subject to approval from your primary governmental employer.
Coverage Summery:
- $100,000 limit of liability including legal defense costs for claims alleging bodily injury, property damage or personal injury while working any authorized off duty job. Optional limits of $250,000 and $500,000 are available upon request.
- Coverage is written with an A rated insurer
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No
Deductible
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Annual Cost for $100,00 Liability Limit:
- $192.70 (for FOP members)
- $323.90 (for non-FOP members)
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Annual Cost for $250,000 Liability Limit:
- $$385.40 (for FOP members)
- $649.85 (for non-FOP members)
- Annual Cost for $500,000 Liability Limit:
- $579.13 (for FOP members)
- $972.73 (for non-FOP members)

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Mail
completed application along with premium
payment to:
Maureen Jagos
Hylant Group Inc.
P.O. Box 1687
Toledo, OH 43603-1687
Phone: 1-800-341-6038
Fax: 1-419-255-7557
E-mail: maureen.jagos@fop.net
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FOP Legal Defense Plan, Inc.
The FOP Legal Defense Plan, Inc. was created by the National FOP to administer FOP Legal Defense Plan, Inc.. This program is designed specifically to cover the law enforcement exposures faced by members of the FOP, the FOP Legal Defense Plan, Inc. pays legal defense costs on behalf of participating members for the following actions and proceedings:
Click below for more information on the FOP Legal Defense Plan, Inc.
(requires Acrobat Reader)
FOP Legal Defense Plan, Inc. Amendments
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